I remember the first time I opened a bank account ... That pain IN THE% $ #! More on this later ... Everytime I think about it, I would like to thank me I chose to study Finance so I could know things about money people generally don't know.
Anyway ... returning to our discussion. Remember I was 17 years old. I didn't know much about banks or even in the world, but I knew that I wanted a bank account! I wanted to save enough money to buy me a car new hot-a Chevrolet Camaro 1987.
I knew that I would impress the girls with it, but I had to first find the money to pay for it. Not only that, but keep it safe from thieves and me too because I had-and still has a habit of spending the money I had. Then I went to the Bank to open my account shortly. But I was rejected!
Rejected!!!
Yes, they said that I wasn't old enough, I needed my parents ' permission, mumbo-jumbo crazy talk. A week later, after days of my father to let me speak, both went to the Bank and surprise, surprise ...! Rejected again!
Apparently Forgot my father to bring an important document or something that I never understood that. Anyway, next week we pay the Bank a visit and for the third time, tried to open a bank account for me. And Yes, you guessed it. it ... rejected once again!
I couldn't believe it. .. I was there! But I couldn't open it. I wanted to get out of there as quickly as one I could, but I had to wait for my father finish something he had to do so I sat on sofas have little. I was really starting to think about what was happening! When suddenly I saw a guy looking rich with the kid who leaves the Manager's Office and the boy had the biggest smile on my face ... obviously ha had just opened his fist bank account.
This made me think of something interesting.
Although the Bank said it would treat everyone the same was evident to me that was not so. So after two weeks of hard work and asking my father some money, I was able to go to the Bank with $ 4000 and viola! I was treated like a King!
What I'm trying to say here is that it's not a question about how to open a bank account with bad credit history. Is the amount of money you have to open the account. The more you have the better they will treat it. Though ... If you want a credit card. .. that is an entirely different story. In this case, you will need good credit.
Worry not because there are numerous ways to fix your bad credit so you can enjoy what life rich in store for you.
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